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MDJ Daily Inspo

October 25, 2023
“Do not save what is left after spending, but spend what is left after saving.”
— Warren Buffett

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HOW TO INCREASE YOUR CREDIT LIMIT:

Call your credit card company and ask them for a credit limit increase
Or sometimes they’ll automatically do it. Or you can apply online. (When they ask how much you want to increase it, go for 10-25%)

Then- do...
POV: You just saved $215/month on your coffee addiction

That’s $2,580 a year 👀

If you invest those coffee savings for 10 years (assuming 8% average market returns):
→ You’d have $37,450 extra in your portfolio 🤑

That’s why I teach you money hac...
I know corporate America hates to see me coming #timeoff #financeiscool #pto
Want to make your kids millionaires too?

Comment RIRI and I’ll send you my free guide to growing generational wealth!  #financeiscool
HOT GOSSIP in the personal finance world- contribution limits for Roth IRAs are going UNCHANGED for 2025. We are sticking with 7k for another year lol. 

If you max your Roth out for 30 years you’ll have… $860k tax free dollars when you retire!

B...
Oh also almost bought a house in the Hamptons bc @wishbonekitchen lol #financeiscool
Spend it like Beckham #financeiscool
It’s insane how far ahead your children will be with financial literacy + money management if you use this tip! You gotta try it. Tag your parent friends too! Let’s make this the norm. #financeiscool
Want a lower credit card interest rate? Just call and ask.  Literally a 5 minute call could save you thousands in interest payments. 

Heres how to do it:

1️⃣ Call your credit card company.
2️⃣ Ask for a lower rate (mention your payment history, ...
This is a case for the FBI. #financeiscool
Oh - and use your credit card points to book!!

(Which sounds way more confusing than it actually is. Comment POINTS and I’ll send you my free step-by-step guide to booking flights with points 💅 it’s gonna be a breeze I promise.) #financeiscool
Love seeing women in control of their finances & using that to freedom to build their dream lives- whatever that may be. Go off, Mindy. #financeiscool

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