First of all, thank you for sending this in!! You're highlighting how complicated this dynamic is in the modern era, and your WANTS and NEEDS are valid.
Let's get one thing out of the way first - you are not doing anything wrong. You have simply built a partnership that works for your life right now. What you have is a real and legitimate division of labor and I don't want you to minimize it just because his contributions don't show up on your bottom line.
But you are also asking the right question at the right time (not in a panic when it's too late). And that question is…what happens when the financial equation changes?
When you're pregnant and potentially on leave, you won't just need him to show up emotionally. You'll need him to show up financially in a way he hasn't had to yet. Cooking dinner and doing laundry is AMAZING but we both know it doesn't pay the mortgage. And if you're the primary earner and you're physically unable to work at full capacity or if you want to take some time off after having a baby, his income needs to be able to carry more weight than it does right now.
It's not about keeping score or making him feel bad. It's just a financial equation you both need to discuss. Which brings me to the convo….
The conversation you need to be having is not “you need to make more money.” That will not end well lol. But a real sit down about what your shared financial life needs to look like before you have kids. What does your monthly overhead look like if you take 3 months off? 6 months? What would his income need to cover? What are you both working toward and on what timeline?
Getting really, really specific takes it from your own inner anxiety and panic about the future to an actual plan you're both building together. That's a very, very different conversation and a much more productive one.
Just one last note on the Hormozi vs. Jen Aniston debate. Both views make sense in different contexts. Holding your partner financially accountable matters and so does recognizing that contribution comes in more than one form…especially in 2026. The question is solely dependent on you and your partnership and whether your current arrangement is sustainable and sets you both up for the life you actually want. Right now it sounds like it mostly does, which is great!! But life changes, and the next chapter with a baby is where you need to pressure test it.
You are NOT a bad financial partner. You're a woman who is thinking three steps ahead and asking the hard questions before they become panicked decisions and very expensive ones at that.
That's exactly what a Future Rich Person does. Proud of you, this next chapter is going to be amazing for you. xx
First of all, thank you for sending this in!! You're highlighting how complicated this dynamic is in the modern era, and your WANTS and NEEDS are valid.
Let's get one thing out of the way first - you are not doing anything wrong. You have simply built a partnership that works for your life right now. What you have is a real and legitimate division of labor and I don't want you to minimize it just because his contributions don't show up on your bottom line.
But you are also asking the right question at the right time (not in a panic when it's too late). And that question is…what happens when the financial equation changes?
When you're pregnant and potentially on leave, you won't just need him to show up emotionally. You'll need him to show up financially in a way he hasn't had to yet. Cooking dinner and doing laundry is AMAZING but we both know it doesn't pay the mortgage. And if you're the primary earner and you're physically unable to work at full capacity or if you want to take some time off after having a baby, his income needs to be able to carry more weight than it does right now.
It's not about keeping score or making him feel bad. It's just a financial equation you both need to discuss. Which brings me to the convo….
The conversation you need to be having is not “you need to make more money.” That will not end well lol. But a real sit down about what your shared financial life needs to look like before you have kids. What does your monthly overhead look like if you take 3 months off? 6 months? What would his income need to cover? What are you both working toward and on what timeline?
Getting really, really specific takes it from your own inner anxiety and panic about the future to an actual plan you're both building together. That's a very, very different conversation and a much more productive one.
Just one last note on the Hormozi vs. Jen Aniston debate. Both views make sense in different contexts. Holding your partner financially accountable matters and so does recognizing that contribution comes in more than one form…especially in 2026. The question is solely dependent on you and your partnership and whether your current arrangement is sustainable and sets you both up for the life you actually want. Right now it sounds like it mostly does, which is great!! But life changes, and the next chapter with a baby is where you need to pressure test it.
You are NOT a bad financial partner. You're a woman who is thinking three steps ahead and asking the hard questions before they become panicked decisions and very expensive ones at that.
That's exactly what a Future Rich Person does. Proud of you, this next chapter is going to be amazing for you. xx