The rules of money have changed — this is your new playbook.
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You got handed exactly one retirement instruction — contribute to your 401k. That’s the whole curriculum. And it works right up until your situation looks even slightly different, and then there’s no step two.
Three questions. You’ll get the accounts you should open, in the order you should open them, for your exact situation.
A 401k, 403b, 457, or TSP — anything your employer set up.
A match means they put in money when you do. Check your benefits portal if you’re not sure — it’s worth two minutes.
Tap all that apply. Or none — skip ahead.
We’ll email you the full list so it’s there when you actually sit down to do it. No spam, and you can leave whenever.
You’ll also get the newsletter. It’s good, we promise.
People open a Roth IRA, move money in, feel accomplished, and leave it sitting in cash for three years. The money’s in there. It just isn’t doing anything.
Money in the account is not money invested. There’s a second button after the transfer, and that second button is the whole point. Fund it, then invest it.
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Finance Is Cool is a financial education platform, not a licensed financial advisory. The information and opinions given through the site by it’s publishers and contributors should be understood as just that, k? This is not prescriptive financial advice! Additionally, some of our content may contain affiliate links or sponsored content for which we are financially compensated. We only work with only trusted & vetted partners but still – always good to call a spade a spade.